FLORIDA FINANCIAL AND INSURANCE GROUP PROTECTING YOUR FAMILIES AND INVESTMENTS.
"WE'RE YOUR TRUSTED AGENT AND REPRESENTATIVES"
PROTECTING YOUR FAMILIES AND INVESTMENTS
LIFE INSURANCE.
IT ISN'T FOR YOU,
IT'S FOR THE ONES YOU LOVE.
LIFE INSURANCE.
IT ISN'T FOR YOU,
IT'S FOR THE ONES YOU LOVE.
LIFE INSURANCE IS A CONTRACT BETWEEN AN INSURANCE POLICY HOLDER AND AN INSURER, WHERE THE INSURER PROMISES TO PAY A DESIGNATED BENEFICIARY A SUM OF MONEY IN EXCHANGE FOR A PREMIUM, UPON THE DEATH OF THE INSURED. IT CAN BE USED TO HELP EASE THE FINANCIAL BURDEN OF YOUR DEATH. IT CAN SEND YOUR KIDS TO SCHOOL, PAY OFF THE HOME MORTGAGE TO ENSURE YOUR SPOUSE WON'T HAVE TO MOVE, AND SIMPLY HELP YOUR SPOUSE LIVE IN A COMFORTABLE LIFESTYLE. LIFE INSURANCE IS FOR THE ONES YOU LOVE.
TERM LIFE
TERM LIFE
TERM INSURANCE PROVIDES LIFE INSURANCE FOR A SPECIFIED TERM, AND IS SIGNIFICANTLY LESS EXPENSIVE THAN AN EQUIVALENT PERMANENT POLICY. MANY TERM POLICIES CAN BE CONVERTED TO PERMANENT POLICIES AT A LATER DATE WITHOUT FURTHER MEDICAL UNDERWRITING.
WHOLE LIFE
WHOLE LIFE
WHOLE LIFE INSURANCE PROVIDES LIFETIME COVERAGE FOR A SET PREMIUM, WHERE THE PREMIUM WILL NEVER INCREASE. THE OWNER CAN ACCESS MONEY IN THE CASH VALUE THROUGH WITHDRAWING MONEY, BORROWING THE CASH VALUE, OR RECEIVING THE SURRENDER VALUE.
UNIVERSAL LIFE
UNIVERSAL LIFE
THIS PRODUCT IS INTENDED TO COMBINE PERMANENT INSURANCE COVERAGE WITH GREATER FLEXIBILITY IN PREMIUM PAYMENTS, ALONG WITH THE POTENTIAL FOR GREATER GROWTH OF CASH VALUES.
LEGACY
LEGACY
YOU CAN LEAVE A LEGACY TO YOUR LOVED ONES. LIFE INSURANCE AVOIDS PROBATE AND GENERALLY CAN BE LEFT TAX FREE.
A TAX FREE BENEFIT
A TAX FREE BENEFIT
PROCEEEDS OF MOST LIFE INSURANCE POLICIES ARE DELIVERED TO THE BENEFICIARY ON A TAX FREE BASIS. CASH VALUE INCREASES OFTEN ARE NOT TAXABLE AS WELL, PROVIDING A LEGITIMATE AND LEGAL TAX SHELTER.