LIFE INSURANCE.
IT ISN'T JUST FOR YOU,
IT'S FOR THE ONES YOU LOVE.
LIFE INSURANCE.
IT ISN'T JUST FOR YOU,
IT'S FOR THE ONES YOU LOVE.
Types of Life Insurance:
Types of Life Insurance:
TERM LIFE
TERM LIFE
TERM INSURANCE PROVIDES LIFE INSURANCE FOR A SPECIFIED TERM, AND IS SIGNIFICANTLY LESS EXPENSIVE THAN AN EQUIVALENT PERMANENT POLICY. MANY TERM POLICIES CAN BE CONVERTED TO PERMANENT POLICIES AT A LATER DATE WITHOUT FURTHER MEDICAL UNDERWRITING.
WHOLE LIFE
WHOLE LIFE
WHOLE LIFE INSURANCE PROVIDES LIFETIME COVERAGE FOR A SET PREMIUM, WHERE THE PREMIUM WILL NEVER INCREASE. THE OWNER CAN ACCESS MONEY IN THE CASH VALUE THROUGH WITHDRAWING MONEY, BORROWING THE CASH VALUE, OR RECEIVING THE SURRENDER VALUE.
UNIVERSAL LIFE
UNIVERSAL LIFE
THIS PRODUCT IS INTENDED TO COMBINE PERMANENT INSURANCE COVERAGE WITH GREATER FLEXIBILITY IN PREMIUM PAYMENTS, ALONG WITH THE POTENTIAL FOR GREATER GROWTH OF CASH VALUES.
Term or Permanent Life Insurance: Which is Right for You?
Many people rely upon term insurance for more temporary coverage of certain needs, such as:
- Income protection when household’s primary income-earner is younger
- Having emergency money available should primary income-earner pass away
- Financial protection to cover large or rapidly-increasing needs – for example, a fast-growing family, a loved one having special care needs, or other situations where needs may be outgrowing household income
- A supplement for permanent coverage during years of high protection needs
On the other hand, permanent insurance may be a better-fitting option for more long-term goals. When structured properly in relation to other assets, permanent life insurance can also be used for retirement or lifelong financial objectives. The cash value component enables a number of functions, including:
- Providing another tax-advantaged “bucket” to build up retirement money, in addition to 401(k), IRAs, or other retirement savings plans
- Generating potentially tax-free income for retirement
- Paying for college tuition or other costly educational expenses for loved ones
- Paying off mortgage debt or other holdover debt at time you need it
- Having money to put towards a rainy-day purchase
Get a quote now!
Get a quote now!
For Term Life, Whole Life or Guaranteed Issue
For ages 20-85
Instant Coverage with NO medical exams or bloodwork
Questions? Didn't find what you wanted?
Call us! 941-786-0332
Questions? Didn't find what you wanted?
Call us! 941-786-0332
5 Reasons to Consider Final Expense Insurance
5 Reasons to Consider Final Expense Insurance
- No Medical Exam
- Accumulates Cash Value
- Quick Payout (usually within 48 hours)
- Affordable Premiums
- Leave Memories for Your Family (not bills)
Call for more information:
Call for more information:
3 REASONS WHY YOU SHOULD OWN DISABILITY INSURANCE
3 REASONS WHY YOU SHOULD OWN DISABILITY INSURANCE
DISABILITY INSURANCE COULD ALSO BE CALLED INCOME PROTECTION!
MAINTAIN YOUR WAY OF LIFE
MAINTAIN YOUR WAY OF LIFE
WHAT HAPPENS IF YOUR PAYCHECK STOPS? CAN YOU KEEP ENJOYING LIFE? MOST PEOPLE DO NOT HAVE THE MONEY TO KEEP LIVING AS THEY WANT TO WHILE THEY RECOVER. MANY LIVE PAYCHECK TO PAYCHECK.
BE INDEPENDENT AND NOT A BURDEN
BE INDEPENDENT AND NOT A BURDEN
YOU NEVER WANT TO BE A BURDEN. FAMILY MEMBERS HAVE FULL TIME JOBS, KIDS IN COLLEGE AND THEIR OWN HOUSEHOLD EXPENSES. THEY WILL TRY THEIR BEST TO HELP , BUT HOW MUCH HELP CAN THEY BE?
PAY YOUR MORTGAGE, RENT, UTILITIES AND OTHER BILLS WHILE YOU ARE RECOVERING
PAY YOUR MORTGAGE, RENT, UTILITIES AND OTHER BILLS WHILE YOU ARE RECOVERING
IF YOU DO NOT HAVE A LARGE SAVINGS ACCOUNT, YOU COULD LOSE YOUR HOME, SPOIL YOUR CREDIT OR EVEN WORRY ABOUT KEEPING YOUR UTILITIES ON. DISABILITY INSURANCE CAN BE YOUR ANSWER.
Need more information?
Need more information?