PROTECTING YOUR FAMILIES AND INVESTMENTS

LIFE INSURANCE.

IT ISN'T JUST FOR YOU,

IT'S FOR THE ONES YOU LOVE.

LIFE INSURANCE IS A CONTRACT BETWEEN AN INSURANCE POLICY HOLDER AND AN INSURER, WHERE THE INSURER PROMISES TO PAY A DESIGNATED BENEFICIARY A SUM OF MONEY IN EXCHANGE FOR A PREMIUM, UPON THE DEATH OF THE INSURED. IT CAN BE USED TO HELP EASE THE FINANCIAL BURDEN OF YOUR DEATH. IT CAN SEND YOUR KIDS TO SCHOOL, PAY OFF THE HOME MORTGAGE TO ENSURE YOUR SPOUSE WON'T HAVE TO MOVE, AND SIMPLY HELP YOUR SPOUSE LIVE IN A COMFORTABLE LIFESTYLE. 


Types of Life Insurance:

TERM LIFE

TERM INSURANCE PROVIDES LIFE INSURANCE FOR A SPECIFIED TERM, AND IS SIGNIFICANTLY LESS EXPENSIVE THAN AN EQUIVALENT PERMANENT POLICY.  MANY TERM POLICIES CAN BE CONVERTED TO PERMANENT POLICIES AT A LATER DATE WITHOUT FURTHER MEDICAL UNDERWRITING.

WHOLE LIFE

WHOLE LIFE INSURANCE PROVIDES LIFETIME COVERAGE FOR A SET PREMIUM, WHERE THE PREMIUM WILL NEVER INCREASE.  THE OWNER CAN ACCESS MONEY IN THE CASH VALUE THROUGH WITHDRAWING MONEY, BORROWING THE CASH VALUE, OR RECEIVING THE SURRENDER VALUE.

UNIVERSAL LIFE

THIS PRODUCT IS INTENDED TO COMBINE PERMANENT INSURANCE COVERAGE WITH GREATER FLEXIBILITY IN PREMIUM PAYMENTS, ALONG WITH THE POTENTIAL FOR GREATER GROWTH OF CASH VALUES.

CALCULATE YOUR  LIFE INSURANCE NEEDS

LIFE INSURANCE NEEDS CALCULATOR

5 Reasons to Consider Final Expense Insurance

  1. No Medical Exam
  2. Accumulates Cash Value
  3. Quick Payout (usually within 48 hours)
  4. Affordable Premiums
  5. Leave Memories for Your Family (not bills)

Call for more information:

click to call

3 REASONS WHY YOU SHOULD OWN DISABILITY INSURANCE

DISABILITY INSURANCE COULD ALSO BE CALLED INCOME PROTECTION!

MAINTAIN YOUR WAY OF LIFE

WHAT HAPPENS IF YOUR PAY CHECK STOPS?  CAN YOU KEEP ENJOYING LIFE?   MOST PEOPLE DO NOT HAVE THE MONEY TO KEEP LIVING AS THEY WANT TO WHILE THEY RECOVER.  MANY LIVE PAYCHECK TO PAYCHECK.

BE INDEPENDENT AND NOT A BURDEN

YOU NEVER WANT TO BE A BURDEN.  FAMILY MEMBERS HAVE FULL TIME JOBS, KIDS IN COLLEGE AND THEIR  OWN HOUSEHOLD EXPENSES.  THEY WILL TRY THEIR BEST TO HELP ,  BUT HOW MUCH HELP CAN THEY BE?

PAY YOUR MORTGAGE, RENT, UTILITIES AND OTHER BILLS WHILE YOU ARE RECOVERING

IF YOU DO NOT HAVE A LARGE SAVINGS ACCOUNT, YOU COULD LOSE YOUR HOME,  SPOIL YOUR CREDIT OR EVEN WORRY ABOUT KEEPING YOUR UTILITIES ON.  DISABILITY INSURANCE CAN BE YOUR ANSWER.

Need more informatio‚Äčn?

Call us

Email us

0