PROTECTING YOUR FAMILIES AND INVESTMENTS

SHOULD I BUY

 LONG TERM CARE INSURANCE?

ACCORDING TO THE U.S. DEPARTMENT OF HEALTH AND HUMAN SERVICES, 70% OF PEOPLE TURNING AGE 65 EXPECT TO USE SOME FORM OF LONG TERM CARE DURING THEIR LIVES. THE OLDER YOU ARE THE MORE LIKELY YOU ARE TO USE L.T.C. THE LONGER YOU LIVE THE MORE LIKELY YOU ARE TO NEED LONG TERM CARE. THESE ARE JUST A FEW OF THE STATISTICS THAT CAN AFFECT YOUR LONG TERM CARE NEEDS.

Pros and Cons of Long Term Care Insurance

THE PRO'S OF LONG TERM CARE ARE SHORT AND TO THE POINT. LONG TERM CARE CAN WIPE OUT YOUR ENTIRE LIFE SAVINGS . COSTS CAN BE WELL OVER $10,000 PER MONTH DEPENDING ON YOUR SITUATION. A PROPER INSURANCE PLAN CAN DECREASE THIS FROM HAPPENING.

THE CONS ARE  INSURANCE CAN BE VERY EXPENSIVE AND MAY BE UNAFFORDABLE DURING RETIREMENT YEARS. IN SOME POLICIES, IF YOU DO NOT END UP IN A NURSING HOME, YOU SPEND A LOT OF MONEY FOR NOTHING. HOWEVER, WE HAVE WAYS OF PREVENTING THIS - ASK US FOR DETAILS.‚Äč


GET PAID TO COVER YOUR LONG TERM CARE


THERE ARE POLICIES AND INVESTMENTS WITH A LONG TERM CARE COMPONENT, WHERE YOU CAN EARN INTEREST ON YOUR ACCOUNT. IF YOU NEVER USE IT, THE PLAN MADE YOU MONEY INSTEAD OF COSTING YOU MONEY. IF YOU NEED L.T.C. COVERAGE, IT WILL THEN BE AVAILABLE FOR YOU.


PAYING YOUR FAMILY 

IF YOU DON'T USE YOUR LONG TERM CARE 

 

IF YOU NEVER UTILIZE YOUR LONG TERM CARE PLAN, THERE ARE PLANS THAT WILL PAY ALL OF WHAT YOU HAVE INTO THE PLAN, PLUS A SIGNIFICANT AMOUNT MORE TO YOUR FAMILY OR BENEFICIARY. THESE ARE LIFE INSURANCE PLANS WITH A LONG TERM CARE COMPONENT.

EMAIL  US



EVERYONE'S SITUATION IS DIFFERENT.

 DO YOU NEED LONG TERM CARE INSURANCE? 

 SOME DO AND SOME DON'T.

 DO YOU WANT A CONVENTIONAL PLAN, AN INVESTMENT PLAN OR A LIFE INSURANCE PLAN? 

 WE CAN HELP YOU MAKE THE PROPER DECISION.

CONTACT US TODAY.

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