PROTECTING YOUR FAMILIES AND INVESTMENTS.

WE'RE YOUR TRUSTED ADVISOR!

TAX-SMART INVESTMENTS

DID YOU KNOW YOU CAN DELAY A PORTION OF YOUR RMD?

CONTACT US FOR DETAILS!

YOU WORK HARD FOR YOUR MONEY....IT IS YOUR MONEY.  WHY NOT TAKE ADVANTAGE OF THE OPTIONS THE LAW PROVIDES TO PAY LESS IN TAXES!

TRADITIONAL IRA'S

A traditional IRA  allows a taxpayer to accumulate money tax deferred.  Dependent on certain conditions, the contribution may be tax deductible.   

         ROTH IRA

Although contributions to a Roth IRA are not tax deductible,   qualified distributions of the earnings are not subject to taxation.

           401K'S

 Under the rules for qualifying deferred contribution plans,  contributions made by employer and by employee,  and earnings  generated from the contributions, are tax deferred until withdrawn.     Employee contributions may also be eligible for the Retirement Saver's   Credit.

      OTHER WAYS TO SAVE ON TAXES

Tax-exempt bonds.

Offset capital gains with capital losses.

College savings plans.

Charitable gifts of stock.

Capital gain  distribution - ETF vs Mutual Funds.

Charitable remainder trust

Delay RMD with QLAC -  contact us for details

HOW CAN WE HELP?

"We want to be "YOUR TRUSTED AGENT AND REPRESENATIVES"

CONTACT US